Life Insurance

When it comes to making an investment in your future, buying a home is one of the biggest decisions you can make. Taking on a mortgage is a huge financial commitment and, like any other financial commitment, it comes with some risk. That’s why mortgage insurance is an important part of the home-buying process. What […]

When it comes to insurance, New Zealanders place greater emphasis on their cars and homes than they do their lives or future income, according to a recent survey by the Financial Services Council (FSC). The Council, in a statement released Monday, reported that while more than 95% of homes and cars are insured in New Zealand, only […]

Underinsurance (where insurance cover does not correspond to actual financial vulnerability) exposes New Zealand households to risks. Some households may experience financial difficulty if an earner, especially the main earner, is unable to work due to serious illness, disability or death. Furthermore, inefficiencies arise when risk has not been transferred through the use of life […]